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Interesting Insurance Insights

Posted by: Mackenzie (D/D) - 06.27.2017 - 10:16 am

Many people don’t think about the kind of insurance they need until it’s too late. An individual could be faced with a dilemma if they were hit by an uninsured driver or if their home flooded even though they don’t live near water. Suddenly, they realize that a more comprehensive insurance portfolio could have prevented a lot of financial and emotional stress.

Goosehead strives to protect our clients from this kind of surprise. That’s why we recognize June 28th as Insurance Awareness Day. This day serves as an annual reminder to think about your insurance policies and changing needs. Here are a few things you may need to reconsider:

1. Insurance Needs Change with Age

A teen driver, a new homeowner, and a retired empty-nester have very different insurance needs. From 50 to 70 years of age, you may enjoy significant discounts on auto insurance, for example. If you’ve recently reached the age of 70 or will soon, be sure to check out our blog about insurance in your golden years.

2. Don’t Skimp on Liability

Each state requires different levels of minimum auto insurance coverage. However, the minimum is rarely ever enough. We recommend buying as much liability coverage as you can afford to safeguard your finances against accidents. If you’ve recently received a raise of additional income, you may consider increasing your liability coverage. Read our tips on liability coverage here.

3. Divorce and Your insurance

If you are in the middle of a divorce, you might not have thought about your changing insurance needs just yet. However, your portfolio will likely see big changes as you make this transition. Your Goosehead agent will walk you through the next steps and find the right policies for your changing needs.

4. Pets Change Your Insurance

Did you recently welcome a furry friend into your home? If so, you may need to take another look at your home or renters insurance policy. You can read more about this and other surprising home insurance facts here.

On this Insurance Awareness Day, Goosehead encourages you to contact your local Goosehead agent and see how they can help change your insurance portfolio to fit your needs. We shop from a variety of top-rated carriers to find the right policies for your unique needs. 

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